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Association between individual level characteristics and take-up of a Minimum Income Guarantee for Pensioners: Panel Data Analysis using data from the British Household Panel survey 1999–2002

Lookup NU author(s): Dr Viviana AlbaniORCiD

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This work is licensed under a Creative Commons Attribution 4.0 International License (CC BY 4.0).

Abstract

© 2024 The AuthorsA Minimum Income Guarantee (MIG) ensures people have a minimum amount of income for essentials such as healthy food, housing, health care, social and digital networks to support health and well-being. MIGs could be a useful tool to reduce inequalities. A MIG will only be effective if those who are eligible take it up. The aim of this paper is to explore how individual characteristics were associated with take-up of a MIG for pensioners (aged 60+ for women and aged 65+ for men) in England. The data used is from the British Household Panel Survey including 9430 observations from 1893 people, from 1999 to 2002. We estimated a random effects logistic regression. Results show that women were less likely to claim than men (OR ranging from 0.17 [95% CI 0.10–0.29]-0.73 [95% CI 0.40–1.34]), and couples were less likely to claim (OR ranging from 0.04 [95% CI 0.03–0.06]-0.01 [95%CI 0.01–0.02]) than single person households. People with better mental health (OR 1.05 95% CI 1.02–1.08), older pensioners (75+) (OR ranging from 1.98 [95% CI 1.52–2.59]-2.81 [95%CI 2.16–3.67]), those who were registered disabled (OR 4.03 95% CI 2.50–6.52), and those with no formal qualification (OR ranging from 1.74 [95%CI 0.93–3.26]-2.07 [95% CI 1.22–3.51]) were more likely to claim. Understanding who is likely to claim MIGs is important to avoid social security policy inadvertently increasing inequalities.

Publication metadata

Author(s): Brown H, Albani V, Munford L, Sutton M, McHardy F, Silverman E, Richiardi M, Pearce A, Heppenstall A, Meier P, Thomson R, Katikireddi S

Publication type: Article

Publication status: Published

Journal: Social Sciences and Humanities Open

Year: 2024

Volume: 9

Online publication date: 17/02/2024

Acceptance date: 07/02/2024

Date deposited: 05/03/2024

ISSN (electronic): 2590-2911

Publisher: Elsevier Ltd

URL: https://doi.org/10.1016/j.ssaho.2024.100847

DOI: 10.1016/j.ssaho.2024.100847

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